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		<title>What Really Goes on with Depression &#124; New Health and Fitness</title>
		<link>http://pengeng-bente.com/317/what-really-goes-on-with-depression-new-health-and-fitness/</link>
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		<pubDate>Wed, 08 Feb 2012 13:36:44 +0000</pubDate>
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				<category><![CDATA[hey there]]></category>
		<category><![CDATA[Depression]]></category>

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		<description><![CDATA[New Health And Fitness.Org &#8211; Health Information You Can Use We might not know about it but we, or somebody we all know might be going through depression. It is a common mood disorder which can affect adults, kids, and even kids. Fort Lauderdale depression reflects sensations of anger, irritation, unhappiness, loss or disappointment in [...]]]></description>
			<content:encoded><![CDATA[<p>New Health And Fitness.Org &#8211; Health Information You Can Use</p>
<p>We might not know about it but we, or somebody we all know might be going through depression. It is a common mood disorder which can affect adults, kids, and even kids. Fort Lauderdale depression reflects sensations of anger, irritation, unhappiness, loss or disappointment in humdrum life.</p>
<p>Ever wondered about what causes depression? Depression is an extremely complicated illness. It happens for a variety of reasons. There are a considerable number of factors that may increase the likelihood of depression, including abuse, death or loss of somebody, conflict, certain medicines such as beta-blockers and reserpine, genetically inherited and plenty more. One thing is absolutely certain ?depression is a complex sickness with a lot of contributing factors.</p>
<p>People who have depression typically see everything with a more negative attitude, unable to fantasize that any problem or situation can be solved in a good fashion. Symproms of depression can include agitation, restlessness, dramatic change in appetite, weight gain or loss, trouble sleeping, and thoughts of death or suicide. If depression is very severe, there can be crazy symptoms like hallucinations and delusion.</p>
<p>General treatments for depression include medicines known as anti-depressants and psychotherapy. If an individual is only suffering from light depression, he/she may only need one of these medicines. Folks with more terrible depression usually need the combination of both treatments. If a person has hallucinations or delusions, a doctor may prescribe further medications.</p>
<p>Though depression is a highly treatable condition, some types of depression may not be preventable. Nevertheless the latest medical studies confirm that depression may often be assuaged or occasionally prevented with good health habits. Correct diet, exercise, taking time out for fun and relaxation, not overworking, being around individuals who are caring and loving and saving a bit of time to do things you enjoy may work in cooperation to prevent a depressed mood.</p>
<p> <img src="http://www.linkwithin.com/pixel.png" alt="Related Posts Plugin for WordPress, Blogger..."/>
<p>Source: <a href="http://newhealthandfitness.org/2012/02/07/what-really-goes-on-with-depression/">http://newhealthandfitness.org/2012/02/07/what-really-goes-on-with-depression/</a></p>
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		<title>Skin Picking Freedom &#124; Health and Fitness</title>
		<link>http://pengeng-bente.com/316/skin-picking-freedom-health-and-fitness/</link>
		<comments>http://pengeng-bente.com/316/skin-picking-freedom-health-and-fitness/#comments</comments>
		<pubDate>Wed, 08 Feb 2012 12:32:20 +0000</pubDate>
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				<category><![CDATA[hey there]]></category>
		<category><![CDATA[Picking]]></category>

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		<description><![CDATA[Dear Friend, Do you suffer from compulsive skin picking? If you?re reading this page you must either struggle with this problem or know someone who does. And you?re concerned. Very concerned. If its not you you?re worried about, then do you have a dear one who suffers from this ugly compulsion but felt that you [...]]]></description>
			<content:encoded><![CDATA[<p><span class="cbc_candy_text"></span><img src="http://health.olykit.com/wp-content/uploads/2012/01/read_more.png" width="273" height="95" alt="Skin Picking Freedom" />Dear Friend, Do you suffer from compulsive skin picking? If you?re reading this page you must either struggle with this problem or know someone who does. And you?re concerned. Very concerned.</p>
<p>If its not you you?re worried about, then do you have a dear one who suffers from this ugly compulsion but felt that you lacked the ability to help him or her end their suffering of this compulsive habit? After all, it?s not only skin pickers that suffer but those around them also.<br /><span id="more-39"></span><br />Children are especially vulnerable and often don?t know how to deal with their compulsive need to skin pick?</p>
<p>Most people don?t even know they?re doing it, let alone know that it?s a diagnosed problem with a treatment?</p>
<p>At last there is a report that offers step-by-step guidance on not only how to deal with this hidden illness, but also how to offer advice to sufferers, and most importantly with a detailed breakdown on the different types of treatments and home remedies available. At last you can peak out from behind the barrier and begin to take back control of your habits and your life with effective techniques and results!</p>
<p>Don?t believe me? It?s true! Not only is the report crammed with information on things that trigger episodes of skin picking and how to deal with kids that are affected by the condition; but it also features a handful of case histories from individuals who have suffered from this condition in the past, and how they overcame it.</p>
<p>Yes, a few courageous people have bravely stepped out and publicly shared their feelings and experience in overcoming this disease that is often a non-discussable. They know how you feel. They?ve been through it. And they?ve implemented the techniques and successfully conquered the causes that drove them to compulsive skin picking.</p>
<p>Obsessive picking of your scalp, skin, pimples, moles, or scabs to the point of redness, irritation, broken skin, or bleeding?</p>
<p>A high desire to pick in public that even the fact that you?re in public doesn?t stop you?</p>
<p>What this report aims to do is to offer anyone who is either a sufferer of the condition or simply wants to know more about it, a chance to expand their awareness, knowledge, and understanding of what can be done. Most sufferers live in isolation with their condition; however this complete report aims to make suffering and hiding a thing of the past. It has over a dozen types of therapy ranging from psychotherapy to online counselling to effective home therapies you can practice at no cost. This report also helps non-sufferers get inside the mind of those that do skin pick. It sheds some light on a matter that up until recently has remained somewhat undisclosed in both the medical and mental health world.</p>
<p>What is skin picking? This report breaks down the fundamental elements of the compulsion as it links in with behavior of other obsessive-compulsive disorders.</p>
<p>The main causes of skin picking. Many people are unaware of what actually causes people to pick at scabs and blemishes. The Report looks at what causes this.</p>
<p>Habits of skin pickers. There are several habits that are commonly used by pickers and self-harmers alike. The report offers some great advice for anyone who thinks they may know a person who is suffering with the illness.</p>
<p>Children dealing with Skin Picking. The report also sees how skin picking affects children and suggests a series of do?s and don?ts for parents who think their child might be a compulsive skin picker, or developing early warning signs.</p>
<p>Case Stories from people who have overcome Skin Picking. It highlights in detail a list of probable solutions for sufferers, with real case histories of those who have been through this condition and have successfully overcome it.</p>
<p>Treatment and Therapy Solutions that work. This book features a handy guide to therapy options and what should be expected on the first session. It also offers some invaluable guidance on how to choose a good and suitable therapist.</p>
<p>Home Therapies. And if you?re a believer in home remedies and alternative health care solutions, this book outlines a home therapy that reinforces counselling or that you can try on your own for dealing with stress or ANY emotional, psychological, physical health issue that you are dealing with.</p>
<p>Overall, Skin Picking Freedom is yours with this book. It covers everything a person would ever need to know about skin picking, connecting people with a world that up until now has remained alien, hidden, and solitary.</p>
<p>You may have come across other books available that sell for $89.99, $49.99 or more, all dealing with the same problem.</p>
<p>But we want to get this information into your hands right away and start you or your dear one on the path to full recovery.</p>
<p>Right now, this ebook is available for the low price of only $27, but this introductory price will only hold for a few weeks. After that the price will go up to $49 like the others. Take advantage of this offer! Act now to start transforming your life for LESS! Choose this ebook and choose to start on your path to full recovery.</p>
<p>Do you find it difficult to relax? If so, you are not alone. Relaxing can be difficult for most of us.</p>
<p>A few years ago I began having major problems with stress. I knew I needed to calm down and relax but I just couldn?t seem to find relaxation. As time went on the stress began to affect my health.</p>
<p>That?s when I decided I had to find out how to relax. I knew I owed it to myself and my family to get a handle on this once and for all!</p>
<p>I would love to share my secrets with you and my new special report on guided relaxation does just that!</p>
<p>I leave absolutely nothing out! Everything that I learned about guided relaxation I share with you. This is the most comprehensive report on guided relaxation you will ever? Read more?</p>
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<p> from your own site. 	 													</p>
<p>Source: <a href="http://health.olykit.com/2012/skin-picking-freedom/">http://health.olykit.com/2012/skin-picking-freedom/</a></p>
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		<title>la-fascination.com ? Blog Archive ? Builder Concept Home 2012 &#8230;</title>
		<link>http://pengeng-bente.com/315/la-fascination-com-blog-archive-builder-concept-home-2012/</link>
		<comments>http://pengeng-bente.com/315/la-fascination-com-blog-archive-builder-concept-home-2012/#comments</comments>
		<pubDate>Wed, 08 Feb 2012 09:16:20 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[hey there]]></category>

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		<description><![CDATA[Washington, D.C. (PRWEB) February 06, 2012 BUILDER, the leading media brand for the residential construction industry, launches the 14th annual BUILDER Concept Home on February 8 as both a live and online experience for housing professionals and consumers. Full details can be found at http://www.builderconcepthome2012.com. BUILDER Concept Home 2012 features three distinct homes for three [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://ww1.prweb.com/prfiles/2012/02/04/9168063/gI_81011_BCH_Panoramasmall.jpg"/><br/>Washington, D.C. (PRWEB) February 06, 2012 </p>
<p> BUILDER, the leading media brand for the residential construction industry, launches the 14th annual BUILDER Concept Home on February 8 as both a live and online experience for housing professionals and consumers. Full details can be found at http://www.builderconcepthome2012.com. </p>
<p>BUILDER Concept Home 2012 features three distinct homes for three different generations set side-by-side on one cul-de-sac in an Orlando golf course community.  Each home reflects the specific lifestyle needs of its intended buyer: Gen X, Gen Y (Millennials), and Gen B (Baby Boomers), which represent the strongest segments of the current homebuying market.  </p>
<p>All three homes will be open for free guided tours to attendees of the 2012 International Builders Show (IBS) in Orlando, February 8-11.  Following the convention, they will serve as the model home park for a new 2,000-unit section of Eagle Creek community near Lake Nona in Orlando. </p>
<p>A virtual tour of the Gen B (Baby Boomer) home will be available February 8. Visitors can preregister now and get exclusive access to a white paper on multigenerational trends in master planned communities. </p>
<p>Gen B House:  Comfortable, plush spaces for ME.   Designed by Denver-based Woodley Architects, this home caters to Baby Boomers, the 79 million people born between 1946 and 1964.  When the last child leaves the nest, Baby Boomers turn their attention to me, and this home answers those desires.  The spaces are top-of-the-line without going over-the-top, and both he and she have what they want.  A lavish kitchen with all the latest appointments makes creative cooking an exciting event.  The chef is almost on stage in this space, which easily flows into a family room and dining room, accented with a full bar, with long views to the pool area.  The master bedroom offers easy access to the pool and spa, and features a beamed ceiling with views to the golf course.  The master bath is large and luxurious with a huge double shower.  Down the hall the study is his getaway for consulting work, hobbies or tracking his stock portfolio.  The Gen B House is a one-story courtyard home with a wide-open floor plan for entertaining and also includes a full apartment and a guest suite for a boomerang child or occasional guests.  The house encompasses 2,866 square feet of conditioned space plus 784 square feet of covered outdoor living.</p>
<p>Gen X House:  Right size floor plan for todays family.  Designed by Canin Associates of Orlando, this home accommodates a multigenerational and blended Gen X family for a generation that represents the 52 million people born between 1966 and 1985.  The Gen X house features a masterful design that disguises an efficient use of space with visual excitement and stimulating views. Rarely-used formal rooms have been eliminated in favor of one large everyday living space, combining the family, dining and kitchen areas.  The main living rooms open onto the outdoor living area, which effectively doubles the usable space and takes advantage of the expansive views.  The home boasts strong curb appeal with a contemporary ModMed (Modern Mediterranean) architectural style.  Other trendsetting features for todays family lifestyle include a family office the entire family can use, an upstairs hangout/view deck for the kids, and a multi-generational apartment that is totally self-contained for an elderly parent.  The house encompasses 4,732 square feet of conditioned space plus 1,015 square feet of outdoor living.</p>
<p>Gen Y House:  First-time homebuyers make a statement.  Also designed by Woodley Architects, this home serves Generation Y, the 81 million people born between 1986 and 2005.  The first-time homebuyers budget may limit square footage, but this home design illustrates it doesnt have to limit pizzazz.  Disappearing doors expand the living space far beyond the walls of the Gen Y home, and a palette with bursts of blue, green, fuchsia and orange add interest and drama.  Young professionals will fall in love with this plan, which features an expansive kitchen, dining area and family room, all opening to the oversized covered lanai and pool area, where summer entertaining easily transitions to cooler fall nights thanks to a fire pit.  The master bedroom is comfortable and luxurious, with private access to the pool area.  The home also features flexibility as the couples lives change with children, or perhaps aging parents.  Theres a detached casita at the entrance, perfect for a guest, au pair or visiting parents.  And the home has flex space that can be a home office or exercise room, or easily converted to a bedroom or play area.  The house encompasses 2,163 square feet of conditioned space plus 685 square feet of covered outdoor living.</p>
<p>In addition to the architects mentioned above, the project team for BUILDER Concept Home 2012 includes developer and builder Centerline Homes of Coral Springs, Fla.; interior designer Kay Green Design, Inc. of Orlando; and producer BUILDER magazine, Washington, D.C. Canin Associates also created the land plan and served as the landscape designer on the project.</p>
<p>For a b-roll video reel or high-res photos of the BUILDER Concept Home 2012, please go to the Media section at builderconcepthome2012.com. </p>
<p>About BUILDER&#13;</p>
<p>Published by Hanley Wood, BUILDER is the leading brand in residential construction and serves as the magazine of the National Association of Home Builders (NAHB). For more than three decades, BUILDER has provided essential news, information and resources about products, technologies, trends, regulatory requirements and best practices to help home building professionals navigate challenges for success. With an integrated media platform encompassing print, online and in-person, BUILDER is a trusted source for top builders, architects and other industry professionals across the country. http://www.builderonline.com</p>
<p>About Hanley Wood  &#13;</p>
<p>Hanley Wood is a leading business-to-business media company focused on the residential, commercial construction and design industries. Its diverse portfolio includes magazines, websites, e-newsletters, exhibitions and conferences, custom marketing and data services. </p>
<p>Hanley Wood is comprised of four operating platforms: Media, which publishes more than 20 magazines, featuring BUILDER magazine, along with related websites, e-newsletters, and conferences; Exhibitions, which produces marquee events that bring residential and commercial construction professionals face-to-face with manufacturers, suppliers, distributors, and service providers; Market Intelligence, which collects and aggregates proprietary data sets that capture hundreds of pieces of profile and material information about housing developments in more than 750 housing markets; and Marketing, which plans, creates, and executes strategic and integrated marketing solutions for its clients. http://www.hanleywood.com</p>
<p>###</p>
<p>More E News Today Press Releases</p>
<p>Tags: 2012, Baby, Boomers, Builder, Builders, concept, Generations, Home, homes, International, launches, Show, Three</p>
<p class="postmetadata"><small>February 6th, 2012 |  Tags: 2012, Baby, Boomers, Builder, Builders, concept, Generations, Home, homes, International, launches, Show, Three<br/>E News Today |   No Comments ?</small></p>
<p>Source: http://www.la-fascination.com/builder-concept-home-2012-launches-at-international-builders-show-three-homes-for-three-generations-baby-boomers-gen-x-and-gen-y</p>
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		<title>Obtaining a Construction Personal loan Vs A Mortgage Personal &#8230;</title>
		<link>http://pengeng-bente.com/314/obtaining-a-construction-personal-loan-vs-a-mortgage-personal/</link>
		<comments>http://pengeng-bente.com/314/obtaining-a-construction-personal-loan-vs-a-mortgage-personal/#comments</comments>
		<pubDate>Wed, 08 Feb 2012 08:26:06 +0000</pubDate>
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				<category><![CDATA[hey there]]></category>
		<category><![CDATA[development]]></category>

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		<description><![CDATA[admin ? February 7, 2012 ? Comments Off Except you plan to spend hard cash for ones residence constructing job, you will have to acquire financing to the development and also a home finance loan to the spectacular balance when it?s finished. While you may have skilled to get a home finance loan personal loan [...]]]></description>
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<p class="post-meta">admin  ?  February 7, 2012  ?  <span>Comments Off</span></p>
<p> 			 			<!--Show Ads Below Post Title -->
<p>Except you plan to spend hard cash for ones residence constructing job, you will have to acquire financing to the development and also a home finance loan to the spectacular balance when it?s finished. While you may have skilled to get a home finance loan personal loan in advance of, getting a development personal loan for ones residence constructing job generally is a minor tricky. </p>
<p>Whilst it?s definitely achievable to get a development personal loan being an owner-builder, loan companies may well shy absent from you at the beginning, contemplating that you just aren?t skilled to deal with these an endeavor. Hence, it?s crucial for being incredibly geared up and also to present on your own inside a capable, qualified mild when presenting your scenario into the financial institution. As an example, will not say, ?I?ve under no circumstances actually accomplished this in advance of, but I?m prepared to give it a stab.? Rather, be beneficial, geared up and skilled. Certainly not lie, but anticipate queries and worries and also have answers ready.</p>
<p>There are several forms of development financial loans to select from, but among the list of most favored for men and women constructing their own residence is often a development personal loan that converts into a long term personal loan after the home is entire.  Whilst there are no standard specs for this kind personal loan, for a guideline, most only involve that you just spend closing fees after. That saves some funds and may make the process much easier.  You do not must endure the qualification practice 2 times.   The downside is it?s future to not possible to lock-in a long term home finance loan charge, since you won?t be closing the personal loan for 6 months to 1 yr.</p>
<p>No matter what form development personal loan you decide on, you?ll likely be necessary to spend per month fascination over the development personal loan total in the course of the development stage. The amount you owe monthly will depend over the total you?ve got ?drawn? out of the personal loan, not the overall total that you just are permitted to borrow. Should you are approved to get a development personal loan of $100,000 however, you have only drawn $50,000 then your fascination payment will determined by $50,000. Usually development financial loans are standard fascination (not amortized) and so are 1 or two % more than the prime charge, or whatsoever you?ve got negotiated with your financial institution. </p>
<p>Qualifying to get a development goes outside of the cash flow and credit score qualification requirements to get a standard home finance loan personal loan.  Bankers or loan companies will want to know the way you plan to tackle your job and that you just are effective at developing a residence on your own. An intensive presentation into the bank are going to be as a way. The following is definitely an outline of that which you will require to apply to get a development personal loan:</p>
<p>    each of the exact same money info you would present to get a standard home finance loan personal loan (money statements, cash flow verification, credit profile, and so on.)<br/>a set of your schemes (they may question for numerous copies)<br/>comprehensive specs (the products and finishes you plan to implement)<br/>an estimate on the price tag<br/>an appraisal (ordered from the lending institution.  The appraiser will make use of the schemes, specs and great deal value to find out the quantity)<br/>your great deal info (whether or not you own it, and so on.)<br/>contractor bids (not always necessary, but may be if this can be your initially job)</p>
<p>You may also contemplate supplying almost every other documentation you could feel of that should enable indicate your potential and preparedness to finish your job. The bank is basically becomes a silent lover with your job and can be involved concerning the residence remaining correctly created.  Demonstrating your power to manage the job is key below.<br/>Keep in touch with construct loan at Mortgage Construction Loan, New Construction Loan and Construction Mortgage</p>
<p>Please visit Building Personal loan Insurance policy for more post.</p>
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<p>Source: <a href="http://www.4guitarlessons.net/obtaining-a-construction-personal-loan-vs-a-mortgage-personal-loan-master-the-differences/">http://www.4guitarlessons.net/obtaining-a-construction-personal-loan-vs-a-mortgage-personal-loan-master-the-differences/</a></p>
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		<title>Militia trial starts in Michigan with jury picks 
    (AP)</title>
		<link>http://pengeng-bente.com/313/militia-trial-starts-in-michigan-with-jury-picks-ap/</link>
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		<pubDate>Wed, 08 Feb 2012 06:55:41 +0000</pubDate>
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		<description><![CDATA[DETROIT ? Nearly two years after arrests, jury selection began Tuesday in a trial against seven people accused of conspiring to rebel against the government as members of a southern Michigan militia. U.S. District Judge Victoria Roberts asked potential jurors, one by one, for their opinions on the use of informants and secretly recorded audio [...]]]></description>
			<content:encoded><![CDATA[<p>DETROIT ? Nearly two years after arrests, jury selection began Tuesday in a trial against seven people accused of conspiring to rebel against the government as members of a southern Michigan militia.</p>
<p>U.S. District Judge Victoria Roberts asked potential jurors, one by one, for their opinions on the use of informants and secretly recorded audio and video, evidence that will be crucial to the government&#8217;s case.</p>
<p>The seven ? six men and one woman ? are charged with seditious conspiracy. The government claims they trained on weekends to kill a police officer and plotted further strikes at the funeral. No officer was ever identified, however, and no one was ever attacked. The defendants say they&#8217;re being prosecuted for stupid but free speech.</p>
<p>&#8220;These defendants are saying they didn&#8217;t do anything illegal,&#8221; Roberts told a prospective juror.</p>
<p>Trial could last six to eight weeks. The judge wants a final jury pool of 50 by next Monday before choosing 16 for the trial.</p>
<p>In March 2010, the FBI arrested six people in Michigan, two in Ohio and one in Indiana, all accused of belonging to a group called Hutaree. Only Joshua Clough of Blissfield, Mich., has pleaded guilty to a gun charge. Another defendant, Jacob Ward of Huron, Ohio, will have his own trial.</p>
<p>Besides the rebellion charge, the seven on trial also face weapons charges.</p>
<p>The judge promised extraordinary secrecy to prospective jurors. They are referred to only by a number in court, and only defense attorneys know any personal information about them, not the defendants.</p>
<p>Roberts told jury candidates she wanted to get a sense of their &#8220;common sense. It might be one of the most important tools you have.&#8221;</p>
<p>The process was tedious. The first potential juror didn&#8217;t say anything that would lead to his removal when asked about informants and the right to own guns. But lawyers agreed to excuse him when he disclosed after several minutes that his wife had arranged a vacation for late February.</p>
<p>Another potential juror had much to share. She said she had burned down her ex-husband&#8217;s house in 1994 and was given probation. Court officials planned to check her criminal record to determine if she could serve on a jury.</p>
<p>&#8220;I&#8217;m not a bad person. I was beaten all the time. I just overreacted,&#8221; she said of the arson.</p>
<p>The defendants are David Stone of Clayton, Mich.; wife Tina Mae Stone of Clayton, Mich.; David Stone Jr. of Adrian, Mich., and Joshua Stone of Lenawee County, Mich.; Michael Meeks of Manchester, Mich.; Thomas Piatek of Whiting, Ind.; and Kristopher Sickles of Sandusky, Ohio.</p>
<p>Source: <a href="http://us.rd.yahoo.com/dailynews/rss/crime/*http%3A//news.yahoo.com/s/ap/20120207/ap_on_re_us/us_fbi_raids_militia">http://us.rd.yahoo.com/dailynews/rss/crime/*http%3A//news.yahoo.com/s/ap/20120207/ap_on_re_us/us_fbi_raids_militia</a></p>
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		<title>jacinto &#8211; Exactly why is definitely Diabetic Life Insurance &#8230;</title>
		<link>http://pengeng-bente.com/312/jacinto-exactly-why-is-definitely-diabetic-life-insurance/</link>
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		<pubDate>Wed, 08 Feb 2012 06:11:02 +0000</pubDate>
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		<description><![CDATA[[unable to retrieve full-text content]The actual purpose is actually that will the business which usually concerns this insurance policy, they will are at higher risk simply because the particular persons who have great health and fitness together with diabetes, they &#8230; Source: http://vmgaad.livejournal.com/51956.html rosario dawson the dark knight rises saturday night live the herald scottish [...]]]></description>
			<content:encoded><![CDATA[<p>[unable to retrieve full-text content]The actual purpose is actually that will the business which usually concerns this insurance policy, they will are at higher risk simply because the particular persons who have great <em>health and fitness</em> together with <em>diabetes</em>, they &#8230;
<p>Source: <a href="http://vmgaad.livejournal.com/51956.html">http://vmgaad.livejournal.com/51956.html</a></p>
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		<title>Devon Corneal: Mine Is Bigger Than Yours (Huffington post)</title>
		<link>http://pengeng-bente.com/311/devon-corneal-mine-is-bigger-than-yours-huffington-post/</link>
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		<pubDate>Wed, 08 Feb 2012 05:25:26 +0000</pubDate>
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		<description><![CDATA[Share With Friends: &#124; &#124; Politics &#8211; Top Stories Stories, RSS and RSS Feed via Feedzilla. Source: http://news.feedzilla.com/en_us/stories/politics/top-stories/196142224?client_source=feed&#038;format=rss air force one lacrosse daily herald fathers day joplin mo snakes bath salts]]></description>
			<content:encoded><![CDATA[<div>Share With Friends: <a href="http://news.feedzilla.com/en_us/share/politics/top-stories/196142224?client_source=feed&#038;share_type=0&#038;format=rss" title="Share on Facebook" target="_blank"><img src="http://cache.addthiscdn.com/icons/v1/thumbs/facebook.gif" border="0" width="16" height="16" alt="Share on Facebook" style="border:0; veritcal-align:middle; " align="absbottom" vspace="1" hspace="2" /></a><a href="http://news.feedzilla.com/en_us/share/politics/top-stories/196142224?client_source=feed&#038;share_type=1&#038;format=rss" title="Tweet This" target="_blank"><img src="http://cache.addthiscdn.com/icons/v1/thumbs/twitter.gif" border="0" width="16" height="16" alt="Tweet This" style="border:0; veritcal-align:middle; " align="absbottom" vspace="1" hspace="2" /></a><a href="http://news.feedzilla.com/en_us/share/politics/top-stories/196142224?client_source=feed&#038;share_type=2&#038;format=rss" title="Post to Google-Buzz" target="_blank"><img src="http://cache.addthiscdn.com/icons/v1/thumbs/googlebuzz.gif" border="0" width="16" height="16" alt="Post to Google-Buzz" style="border:0; veritcal-align:middle; " align="absbottom" vspace="1" hspace="2" /></a><a href="http://news.feedzilla.com/en_us/share/politics/top-stories/196142224?client_source=feed&#038;share_type=4&#038;format=rss" title="Send on Gmail" target="_blank"><img src="http://cache.addthiscdn.com/icons/v1/thumbs/gmail.gif" border="0" width="16" height="16" alt="Send on Gmail" style="border:0; veritcal-align:middle; " align="absbottom" vspace="1" hspace="2" /></a><a href="http://news.feedzilla.com/en_us/share/politics/top-stories/196142224?client_source=feed&#038;share_type=8&#038;format=rss" title="Post to Linked-In" target="_blank"><img src="http://cache.addthiscdn.com/icons/v1/thumbs/linkedin.gif" border="0" width="16" height="16" alt="Post to Linked-In" style="border:0; veritcal-align:middle; " align="absbottom" vspace="1" hspace="2" /></a><a href="http://news.feedzilla.com/en_us/share/politics/top-stories/196142224?client_source=feed&#038;share_type=3&#038;format=rss" title="Subscribe to This Feed" target="_blank"><img src="http://s.feedzilla.com/images/rss-16x16.png" border="0" width="16" height="16" alt="Subscribe to This Feed" style="border:0; veritcal-align:middle; " align="absbottom" vspace="1" hspace="2" /></a> | <a href="http://newstreamer.com/twitter/subscribe.aspx?pub=2&#038;feedUrl=http%3A%2F%2Fapi.feedzilla.com%2Fv1%2Fcategories%2F3%2Fsubcategories%2F90%2Farticles.json%3Fclient_source%3Dfeed%26culture_code%3Den_us%26client_source%3DNEWSTREAMER%26count%3D5%26order%3Ddate%26title_only%3D1&#038;title=Feedzilla%3A%20Top%20Stories%20News&#038;utm_source=Feedzilla&#038;utm_medium=Newstreamer&#038;utm_campaign=Feed" title="Rss To Twitter" target="_blank"><img src="http://s.feedzilla.com/images/feedzilla-twitter.jpg" border="0"  alt="Rss To Twitter" style="border:0; veritcal-align:middle; " align="absbottom" vspace="1" hspace="2" /></a> | <a href='http://news.feedzilla.com/en_us/news/politics/top-stories.rss?client_source=feed'>Politics &#8211; Top Stories Stories</a>, <a href='http://www.feedzilla.com/rss.asp'>RSS</a> and <a href='http://news.feedzilla.com/en_us/news/politics/top-stories.rss?client_source=feed'>RSS Feed</a> via Feedzilla.</div>
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		<title>Debt &#124; Debt Adviser: Should He Sell Truck To Pay Off Credit Card &#8230;</title>
		<link>http://pengeng-bente.com/310/debt-debt-adviser-should-he-sell-truck-to-pay-off-credit-card/</link>
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		<pubDate>Wed, 08 Feb 2012 03:10:00 +0000</pubDate>
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		<description><![CDATA[February 6, 2012 ? 6:42 am Dear debt Adviser: I have two credit cards each at 13.99 percent, totaling $9,100 of debt. I also own my truck outright. It is valued at $11,000. I make $400 in total payments to my credit cards per month. My idea is to sell my truck, pay off the [...]]]></description>
			<content:encoded><![CDATA[<p>February 6, 2012 ? 6:42 am <!-- by adminn -->
<p><img src="http://freedom-debtrelief.net/wp-content/plugins/powerautoblog/images/Debt_Relief_f890a0_f1.jpg" alt="" width="200" height="200" border="0" align="Left" /></p>
<p>Dear <span class="bm_keywordlink">debt</span> Adviser: I have two <span class="bm_keywordlink">credit card</span>s each at 13.99 percent, totaling $9,100 of debt. I also own my truck outright. It is valued at $11,000. I make $400 in total payments to my credit cards per month. My idea is to sell my truck, pay off the credit cards and buy a used vehicle for around $15,000. This would be lower than what I currently pay to my credit cards. I understand this will increase my total debt, but it will be at a lower rate and it will be a secured debt versus an unsecured debt. Is this a good move?? BradDear Brad: So, you want a new truck! That sounds like your real motive to me, rather than making a smart financial move. You can do what you like; however, turning $9,100 worth of debt into $13,100 worth of debt is not a great financial decision.</p>
<p>Also, changing unsecured debt into secured debt is not typically the direction you want to move your debt. Why? Because if something happens such as an illness or employment interruption and you are unable to make payments on your credit cards, the card issuers would have to wait for their money (admittedly with fees and penalties).</p>
<p>On the other hand, if you defaulted on your vehicle payments because you were sick or out of work, the creditor could repossess your truck, leaving you with no transportation to get to and from your new work. You also would most likely have a large loan balance to repay.</p>
<p>So, if you are asking the question because what you really want is to purchase a different vehicle, then what you are proposing has some merit. What I want you to try to avoid, if possible, is being upside down (owe more than what the vehicle would sell for) in your truck loan. For the situation you describe in your letter, assuming your current vehicle sold for $11,000, you would pay off $9,100 in credit card debt and that would leave you $1,900 to use as a down payment on your new auto loan. If the vehicle you want to purchase is $15,000 that would leave you with $13,100 to finance.</p>
<p>Depending on your credit score, you may qualify for a loan with an interest rate of 5 percent or so. Finance $13,100 for four years at an assumed 5 percent interest, and your monthly payment would be about $300 per month. I recommend you add another $100 per month to match what you are currently paying on your credit card accounts. If you add the extra $100 to your payments, you will pay off the loan in three years, save almost $400 in interest charges and help avoid owing more than your vehicle is worth.</p>
<p>Because you would be changing unsecured debt into secured debt with this action, it is important to keep what you owe below what your vehicle would sell for. That way you could always sell the truck to satisfy the loan and not have to worry about repossession and the damage to your credit that would follow.</p>
<p>Personally, I would rather see you do one of two things instead of getting a new truck. I would prefer you kept the truck and aggressively paid down your credit card debt. That way you are debt-free fastest. Or, you could take out a loan on your current paid-off truck and pay off the cards. While that isn?t my ideal scenario, it would at least keep an additional $4,000 worth of debt off your shoulders.</p>
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		<title>Music Monday: Dos and Don&#8217;ts of Making Song Requests</title>
		<link>http://pengeng-bente.com/309/music-monday-dos-and-donts-of-making-song-requests/</link>
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		<pubDate>Wed, 08 Feb 2012 02:16:17 +0000</pubDate>
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		<description><![CDATA[Each week, we feature wedding music recommendations from Scratch Weddings, the nation&#8217;s leader with the best wedding DJs at affordable prices. This week&#8217;s post comes from DJ K. Ross. Hailing from upstate New York and currently based in Buffalo, K. Ross is a DJ, producer and performer who has spun for crowds in New York, [...]]]></description>
			<content:encoded><![CDATA[<p><!--paging_filter-->
<p> 	<img alt="" src="http://www.bridalguide.com/sites/default/files/blog-images/bridal-buzz/music-monday/scratch-weddings-dj-k-ross.jpg" /><em>Each week, we feature wedding music recommendations from <strong>Scratch Weddings</strong>, the nation&#8217;s leader with the best wedding DJs at affordable prices. This week&#8217;s post comes from DJ K. Ross. Hailing from upstate New York and currently based in Buffalo, K. Ross is a DJ, producer and performer who has spun for crowds in New York, L.A., Paris, London, Amsterdam, and everywhere in between. His credentials span from hip-hop to indie rock, opening for acts such as Cypress Hill, Mos Def, Matt &amp; Kim, and Tribe Called Quest as well as performing at SXSW, Coachella and Rock the Bells.?</em><em>His encyclopedic musical knowledge is sure to impress even the most discerning couples, and with more than a decade&#8217;s worth of DJ experience, K.Ross can effortlessly spin both hits and deep cuts from every genre imaginable. &#8220;I really try to get a sense of a couple&#8217;s specific musical taste, because they should hear every song they want for their wedding.?</em></p>
<p> 	<img alt="bride groom dancing" src="http://www.bridalguide.com/sites/default/files/blog-images/bridal-buzz/music-monday/bride-groom-flower-girl-dancing.jpg" /></p>
<p class="rteright"><span><em>Photo Credit: Holli B Photography</em></span></p>
<p> 	Lately, it seems like word has gotten out that DJs don&#8217;t like requests. In defense of DJs everywhere, I would say this is a half-truth. Requests aren&#8217;t the problem; it&#8217;s the way people ask for them. Here are a few notes and tips for your guests to consider when requesting a song at your wedding.</p>
<p> 	<span><strong>1. Don?t ask to see what songs we have.?</strong></span><br />DJ&#8217;ing is different from karaoke. We don&#8217;t bring a book of songs for people to look through. Every DJ catalogues and arranges his or her music differently. More importantly, we?ve had extensive conversations with the couple on what music they want to hear prior to the big day, and we tailor the music we have prepared to play based on these lists. It?s simple: what songs do we have? We have the songs that the couple wants to hear!</p>
<p> 	<span><strong>2. Do compliment us</strong></span>?<strong>flattery will get you everywhere.</strong><br />As a DJ, I work hard to make the wedding successful and fun, but it can be a major downer when someone is mean or aggressive. We appreciate people enjoying the music and telling us that they like what they hear! When we know you?re happy and we?re doing a good job, we?re excited to take your requests and see what music you?re into.</p>
<p> 	<span><strong>3.?</strong></span><strong>Don?t get touchy-feely near the DJ booth.?</strong><br />We bring a lot of expensive equipment with us, and it can be quite nerve-racking when a guest is touching our gear, usually waving a drink around in the other hand. If you hit something accidentally or spill your drink, you can damage the equipment?or worse, cause an awkward moment by having the music stop playing or mess up the song queue. And remember, our number one job is to keep the party going and the music flowing for the newlyweds. If you want to learn about the DJ equipment, just ask. We love to show people how stuff works, but we prefer to do it when we are not in the middle of a mix?otherwise we risk getting distracted and messing up. And DJs are perfectionists!?</p>
<p> 	<span><strong>4. Do know the song you want before coming to chat with us.?</strong></span><br />Our number one priority during the wedding is to meet and exceed the musical expectations of the couple. We need to be focused and concentrating on our craft to do so; therefore, we ask that you know the name of the song you?d like to hear before you come up to the booth to make a request. We?re happy to chat with you briefly about the music, but we do need to pay attention at all times, so the more you know before you come to speak with us, the more likely we are to be able to entertain your request.</p>
<p> 	<span><strong>5.?</strong></span><strong>Don&#8217;t expect to hear your song immediately.</strong><br />Often, DJs have mixes ready to go and are building up for the right minute to drop your favorite song. If you trust our professional instincts and give us time to prepare, we can expertly work in the request in a cool musical way you may never expect. If you don&#8217;t hear your song after a little while, it?s OK to politely remind us. You are the client, and we want you to be happy.?</p>
<p> 	<span><strong>6. Do make sure to dance when you hear your request!</strong></span><br />If we see you and fellow guests enjoying the music you requested, we are more apt to take further requests. Get up, boogie, and have a great time! That?s what we?re here to facilitate!</p>
<p> 	So what should you request? Here are some of the most requested songs our couples ask for as part of their special night:</p>
<p> 	? &#8220;Home&#8221; -?Edward Sharpe &amp; the Magnetic Zeros<br />? &#8220;Marry You&#8221; -?Bruno Mars<br />? &#8220;Party Rock Anthem&#8221; -?LMFAO<br />? &#8220;Empire State Of Mind&#8221; -?Jay-Z feat. Alicia Keys<br />? ?&#8221;P.Y.T. (Pretty Young Thing)&#8221; -?Michael Jackson?<br />? &#8220;Mr. Saxobeat&#8221; -?Alexandra Stan<br />? &#8220;We Found Love&#8221; -?Rihanna feat. Calvin Harris<br />? &#8220;One More Time&#8221; -?Daft Punk<br />? &#8220;Just Dance&#8221; -?Lady Gaga<br />? &#8220;Bulletproof &#8221; -?La Roux<br />? &#8220;It?s Tricky&#8221; -?Run-D.M.C.<br />? &#8220;Just Dance&#8221; -?David Bowie<br />? &#8220;Poison&#8221; -?Bell Biv DeVoe<br />? &#8220;Firework&#8221; -?Katy Perry</p>
<p> 	<strong>More Wedding Music Advice from Scratch Weddings:</strong></p>
<p> 	? <strong>Create Your Cocktail Hour Playlist</strong><br />? <strong>Find the Right Reception Entrance Song</strong><br />? <strong>Unique First Dance Song Ideas</strong><br />??<strong>Classic First Dance Songs</strong><br />? <strong>Songs That Sound Romantic (But Aren&#8217;t!)</strong><br />? <strong>Father-Daughter Dance Songs You&#8217;ll Both Love</strong><br />? <strong>Mother-Song Dance Songs for Every Mood</strong><br />? <strong>Must-Play Reception Songs</strong><br />? <strong>Songs That&#8217;ll Pack the Dance Floor</strong><br />??<strong>Rising Stars: Hottest New Songs for Your Reception</strong><br />? <strong>Sweet Songs for Your Cake Cutting</strong><br />? <strong>Bouquet Toss Song Ideas</strong><br />? <strong>40+ Ideas for Your Garter Toss Song</strong><br />? <strong>Last Dance Song Ideas</strong></p>
<p>Source: <a href="http://www.bridalguide.com/blogs/bridal-buzz/music-monday-most-requested-songs">http://www.bridalguide.com/blogs/bridal-buzz/music-monday-most-requested-songs</a></p>
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		<title>India lose ODI tri-series opener by 65 runs</title>
		<link>http://pengeng-bente.com/308/india-lose-odi-tri-series-opener-by-65-runs/</link>
		<comments>http://pengeng-bente.com/308/india-lose-odi-tri-series-opener-by-65-runs/#comments</comments>
		<pubDate>Wed, 08 Feb 2012 01:27:55 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[hey there]]></category>
		<category><![CDATA[melbourne cricket ground]]></category>
		<category><![CDATA[opener]]></category>
		<category><![CDATA[top scorer]]></category>

		<guid isPermaLink="false">http://pengeng-bente.com/308/india-lose-odi-tri-series-opener-by-65-runs/</guid>
		<description><![CDATA[Melbourne, Feb 5 India lost the ODI tri-series opener against Australia by 65 runs at the Melbourne Cricket Ground here Sunday. India were bowled out for 151 in 29.2 overs while chasing 217 in a 32-over match. Virat Kohli was the top-scorer with 31. Australian fast bowler Clint McKay took four wickets. Source: http://www.prokerala.com/news/articles/a278266.html abortion [...]]]></description>
			<content:encoded><![CDATA[<p>Melbourne, Feb 5</p>
<p>India lost the ODI tri-series opener against Australia by 65 runs at the Melbourne Cricket Ground here Sunday.</p>
<p>India were bowled out for 151 in 29.2 overs while chasing 217 in a 32-over match.</p>
<p>Virat Kohli was the top-scorer with 31.</p>
<p>Australian fast bowler Clint McKay took four wickets.</p>
<p>Source: <a href="http://www.prokerala.com/news/articles/a278266.html">http://www.prokerala.com/news/articles/a278266.html</a></p>
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